The Insulation Jacket is a quilted padded second layer with fleece lined sleeves that takes the bite off chilly rides. It sports a full-length front zip, making it easy to peel off and stash and a shaped, removable and adjustable hood for added style and warmth. There are also zipped front pockets so your personal effects don’t end strewn across streets and trail. Add to this, snug cuffs and waist and you have the perfect thermal layer for cold days on the bike.